Helping Communities Purchase More with Less

Competitively-bid financing to support state, local, education and tribal nations

NCL Government Capital provides flexible, customized financing solutions to empower state and local government, education and tribal nations to build a better tomorrow. We strive to partner with and educate clients on the intricacies and advantages of municipal financing options.

NCL Government Capital is proud to offer a competitively-bid financing contract awarded by Sourcewell, the largest government purchasing cooperative of its kind in the country. Working together, we simplify the municipal procurement process and expedite project completion saving you time & money.


We’re Here for All Your Procurement Needs

Your community needs equipment, facilities and technology. We provide you the funding solutions you need with a streamlined approach!



wheel loader bulldozer with fully raised bucket over blue cloudy sky standing in sandpit

Heavy Equipment



Alex fire truck homepage

Public Safety

Children's Playground in the city, uk

Parks & Rec Equipment

Team of architects people in group  on construciton site check documents and business workflow

Buildings & Facilities



NCL Sustainability


The NCL Difference

Municipal Funding Solutions

Grow your community through tax-exempt financing solutions for your equipment and building needs.

Competitively-Bid Financing

Save time (and money) with Sourcewell. The bid process has already been done for you and your financing is ready when you are.

Vendor Partnerships

Do more with less hassle by taking advantage of our partnerships with vendors to solve your funding needs.


Jane Blade

Finance Director, City of Alexandria

"Working with NCL Government Capital was a learning process for all of us. In the past our equipment purchases were limited to the funds we had on hand. We discovered financing opportunities that changed our traditional ways of thinking, which will open more doors for us in the future. NCL will be one of the first calls we make when the opportunity arises again"


Jenn Farrell

Comptroller, Town of Lake George NY

Budget season is an extremely difficult time, balancing Town needs with the best interests of the taxpayer always in mind. NCL was able to assist the Town of Lake George with a very large purchase by accommodating our budgetary needs and deferring our first payment.

Without this accommodation, we would not have been able to upgrade our fleet. I would highly recommend NCL to any municipality looking for a smooth process and accommodating finance.


Barbara Mackson

Purchasing Agent, Wappingers CSD

“ NCL Government Capital is a valueable resource for Wappingers CSD ... working with the staff at NCL has been very easy ... the entire process is painless and the rates are always competitive and satisfy bid requirements “

NCL Vendor Portal

Vendor partnerships make us Better Together. As a NCL Government Capital approved vendor, you have access to our vendor portal where you'll have access to a custom quote calculator, co-branded marketing materials and sales support for your team. Contact your NCL account representative today to get your account set up!


Clay Jeppsen

Code 3 Technology

"They did not ask for a lease, but with a tool like this we can easily send over lease options or at least some numbers for them to look at. I think it doesn't hurt to be proactive on getting lease numbers over with most of our quotes."


Michael Ciesliga

Account Manager, GeoConex

" The platform is very easy to use, and I love how once you put in the required information, it provides you with the customer facing quote within seconds. I believe partnering with NCL Government Capital will provide our customers with a resource they likely didn't know was an option, and in turn help our customers get what they need significantly faster than waiting for budget to appear or going through the lengthy grant process. "

Connect with NCL Government Capital