Areas of Expertise

We work hard to provide creative financing solutions that help communities thrive.

School busses, trailers, police cars, fire trucks, ambulances, and medevac helicopters, and more–we can create a financing program that gets you the equipment you need to he keep your community running strong.

Visit our fleet page

From highway and street construction to site prep and excavation, utility contracting, and more, we work with all leading manufacturers to ensure you get the best equipment for your project, while still staying in budget.

Visit our heavy equipment page.

Whether you need a unified telecommunications solution for multiple county offices, hundreds of tablets to enhance student learning, or other technology equipment, we can create a finance program that meets your needs.

Visit our technology page.

School buses, HVAC, security, A/V technology, turf & track, playground/fitness equipment, furniture and more. We can finance it all, including soft costs for installation.

Visit our education page

Playgrounds, turf, bleachers, gym equipment, buildings, maintenance equipment, and more–we can finance it all, including soft costs for installation.

Visit our parks & rec page

Get the best value from your assets with flexible finance plans for security systems, HVAC, building controls, additions, and more.

Visit our buildings & facilities page.

Fire trucks, police interceptors, training simulators or body cameras, we can provide a flexible financing solution to procure the equipment you need, when you need it.

Visit our public safety page

Public works needs such as infrastructure, schools, roads, parks and public services such as water and sewer equipment. We can help with the procurement process.

Visit our public works page

“At NCL, we do not view our work as transactional, but rather as relational partnerships built on trust, respect, and integrity focused on creating solutions to build up the communities we live in. That’s why we approach every deal with a Midwest work ethic and our can-do spirit.

Our work has never been about just the transaction; it’s always been about the people we serve.”

Chris Canavati
Partner, NCL

More with Less in Action

Check out how state, local, education and tribal nations have done more with less through NCL.


Field Turf, Track & Lighting

Avery County Schools


HVAC System Upgrades

City of Oberlin



Avoca School District 37


International HV507

Perry County


Vactor 2100i Sewer Truck

Cle Elum


Nissan Leafs

Evie Carshare


Fitness Equipment

City of Palos Heights



Madison Community Unified School District 12


Bobcat Utility Work Machine

Meridian Community Unit School District



Perry County


Sewer Truck & Sweeper

Cheltenham Township


Mitel Phone System

Yolo County Education

Contact Us For A Custom Quote

Whether you require a particular payment structure, specific terms, or a unique purchase order process, we’re here to help. Our job is to help you succeed by providing innovative solutions with full transparency throughout the process.

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