Areas of Expertise

We work hard to provide creative financing solutions that help communities thrive.

School busses, trailers, police cars, fire trucks, ambulances, and medevac helicopters, and more–we can create a financing program that gets you the equipment you need to he keep your community running strong.

Visit our fleet page

From highway and street construction to site prep and excavation, utility contracting, and more, we work with all leading manufacturers to ensure you get the best equipment for your project, while still staying in budget.

Visit our heavy equipment page.

Whether you need a unified telecommunications solution for multiple county offices, hundreds of tablets to enhance student learning, or other technology equipment, we can create a finance program that meets your needs.

Visit our technology page.

School buses, HVAC, security, A/V technology, turf & track, playground/fitness equipment, furniture and more. We can finance it all, including soft costs for installation.

Visit our education page

Playgrounds, turf, bleachers, gym equipment, buildings, maintenance equipment, and more–we can finance it all, including soft costs for installation.

Visit our parks & rec page

Get the best value from your assets with flexible finance plans for security systems, HVAC, building controls, additions, and more.

Visit our buildings & facilities page.

Fire trucks, police interceptors, training simulators or body cameras, we can provide a flexible financing solution to procure the equipment you need, when you need it.

Visit our public safety page

Public works needs such as infrastructure, schools, roads, parks and public services such as water and sewer equipment. We can help with the procurement process.

Visit our public works page

From LED lighting projects, construction or EV carshare programs, we are seeing an uptick in sustainability projects. Our competitively-bid financing solutions will allow you to complete your project and reduce your carbon footprint.

Visit our sustainability page


Jane Blade

Finance Director, City of Alexandria

"Working with NCL Government Capital was a learning process for all of us. In the past our equipment purchases were limited to the funds we had on hand. We discovered financing opportunities that changed our traditional ways of thinking, which will open more doors for us in the future. NCL will be one of the first calls we make when the opportunity arises again"


Barbara Mackson

Purchasing Agent, Wappingers CSD

“ NCL Government Capital is a valueable resource for Wappingers CSD ... working with the staff at NCL has been very easy ... the entire process is painless and the rates are always competitive and satisfy bid requirements “


Michael Ciesliga

Account Manager, GeoConex

" The platform is very easy to use, and I love how once you put in the required information, it provides you with the customer facing quote within seconds. I believe partnering with NCL Government Capital will provide our customers with a resource they likely didn't know was an option, and in turn help our customers get what they need significantly faster than waiting for budget to appear or going through the lengthy grant process. "


Chris Canavati

Partner, NCL Government Capital

“At NCL, we do not view our work as transactional, but rather as relational partnerships built on trust, respect, and integrity focused on creating solutions to build up the communities we live in. That’s why we approach every deal with a Midwest work ethic and our can-do spirit.

Our work has never been about just the transaction; it’s always been about the people we serve.”

More with Less in Action

Check out how state, local, education and tribal nations have done more with less through NCL.


SCBA + Equipment

City of Oberlin


Schwarz A7 Sweeper

City of Lakeview


Kenworth T880

Town of Esopus


Volvo EC350

Roanoke Valley Resource Authority


Nevco Scoreboard

Tri-Valley CUSD


John Deere 6110M + Attachments

Town of Andover


Sports Complex

City of Ponderay


Lion Training Tower

City of Jersey City

Contact Us For A Custom Quote

Whether you require a particular payment structure, specific terms, or a unique purchase order process, we’re here to help. Our job is to help you succeed by providing innovative solutions with full transparency throughout the process.

"*" indicates required fields

Please list the agency, city, business or company you represent
Tell us about the equipment/item(s) you wish to finance including project cost, desired term and payment schedule.
This field is for validation purposes and should be left unchanged.