Government Equipment Financing & Tax-Exempt Leasing Solutions

Flexible Financing Solutions for State & Local Government, Education, and Tribal Nations

Empowering agencies to purchase more with less. Quickly, competitively and transparently.

NCL Government Capital delivers government equipment financing and tax-exempt municipal leasing solutions that empower state and local agencies, school districts, and tribal nations to acquire the essential vehicles, equipment, technology, and facilities they need—without budget disruption. With more than 25 years of experience, we guide public-sector clients through the advantages of municipal financing to help them stretch limited dollars and accelerate project timelines.

As an awarded, competitively-bid Sourcewell financing partner, we streamline procurement, ensure compliance, and make purchasing faster, simpler, and more cost-effective.

Increase your purchasing power today!

NCL Government Capital awarded Sourcewell contract 092424-NCL

Through our partnership with Sourcewell, NCL Government Capital provides competitively-bid financing solutions that enhance cooperative purchasing power. By combining Sourcewell’s nationally awarded contracts with flexible tax-exempt financing, we help agencies maximize budgets and acquire essential equipment with confidence and compliance.

Why Leasing & Financing Belongs in Your Funding Strategy

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Cost Effective

A Tax-Exempt Municipal Lease is the least expensive form of financing available to government agencies and increases purchasing power up to 7X

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Maximize Limited Resources

Spread cost over time and align payments with budget cycles with ability to include maintenance contracts & soft cost

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Accelerate Project Timelines

Avoid delays tied to bonding measures and grants or funding gaps and the cost increases that accompany them

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Cost of Waiting

The "cost of waiting" far exceeds the perceived cost of financing the project today and eliminates the need to phase or downsize the project

Explore Our Areas of Expertise

Financing Solutions Across All Major Public-Sector Verticals

 

Your community depends on reliable equipment, facilities, and technology—and NCL Government Capital delivers the government equipment financing solutions that make those projects possible. Our streamlined, tax-exempt leasing approach helps agencies accelerate procurement and stretch limited budget dollars further.

Explore the sectors we serve below. With more than 25 years of municipal financing experience, NCL provides the expertise, insights, and confidence you need to simplify your next procurement project. We look forward to supporting your upcoming initiatives.

Competitively bid leasing and financing for fleet

Fleet

Competitively bid leasing and financing for equipment

Heavy Equipment

Competitively bid leasing and financing for public safety

Public Safety

Competitively bid leasing and financing for public works

Public Works

Competitively bid leasing and financing for technology

Technology

Competitively bid leasing and financing for building and facilities

Buildings & Facilities

Competitively bid leasing and financing for education

Education

Competitively bid leasing and financing for park and rec

Parks & Rec Equipment

Competitively bid leasing and financing for sustainability projects

Sustainability

The NCL Difference

Municipal Funding Solutions

Grow your community through tax-exempt financing solutions for your equipment and building needs.

Competitively-Bid Financing

Save time (and money) with Sourcewell. The bid process has already been done for you and your financing is ready when you are.

Vendor Partnerships

Experience Procurement Simplified and do more with less with our our vendor partners. Turnkey purchasing solutions are simply a click away!

Testimonials & Proven Success

Trusted by Municipalities, School Districts & Public Agencies Nationwide. Accelerated timelines and improved outcomes.

Rochester CUSD success story

Kris Kahler

Director of Business Services, Rochester CUSD

"We had a very dated facility; we wanted to be something the kids would be excited to play on and as a community something to show off."  ...  "Do it now, do it right, do it once!"

Alexandria

Jane Blade

Finance Director, City of Alexandria

"Working with NCL Government Capital was a learning process for all of us. In the past our equipment purchases were limited to the funds we had on hand. We discovered financing opportunities that changed our traditional ways of thinking, which will open more doors for us in the future. NCL will be one of the first calls we make when the opportunity arises again"

Wappingers

Barbara Mackson

Purchasing Agent, Wappingers CSD

“ NCL Government Capital is a valueable resource for Wappingers CSD ... working with the staff at NCL has been very easy ... the entire process is painless and the rates are always competitive and satisfy bid requirements “

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Tami Trowbridge

Finance Director, City of Sutherlin

Working with Cora at NCL was fantastic.  She took all the tough things and made them easy.  Our equipment supplier was rather non-responsive, and she stepped in and moved things along, kept the lines of communication open, and was knowledgeable and professional.  I appreciate her pleasant demeanor and that she followed through on everything.  Excellent service all the way around!

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Jenn Farrell

Comptroller, Town of Lake George NY

Budget season is an extremely difficult time, balancing Town needs with the best interests of the taxpayer always in mind. NCL was able to assist the Town of Lake George with a very large purchase by accommodating our budgetary needs and deferring our first payment.

Without this accommodation, we would not have been able to upgrade our fleet. I would highly recommend NCL to any municipality looking for a smooth process and accommodating finance.

NCL Vendor Portal

Vendor partnerships make us Better Together. As a NCL Government Capital approved vendor, you have access to our vendor portal where you'll have access to a custom quote calculator, co-branded marketing materials and sales support for your team. Contact your NCL account representative today to get your account set up!

Vendor Testimonials

C3T

Clay Jeppsen

Code 3 Technology

"They did not ask for a lease, but with a tool like this we can easily send over lease options or at least some numbers for them to look at. I think it doesn't hurt to be proactive on getting lease numbers over with most of our quotes."

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Michael Ciesliga

Account Manager, GeoConex

" The platform is very easy to use, and I love how once you put in the required information, it provides you with the customer facing quote within seconds. I believe partnering with NCL Government Capital will provide our customers with a resource they likely didn't know was an option, and in turn help our customers get what they need significantly faster than waiting for budget to appear or going through the lengthy grant process. "

Connect with NCL Government Capital